Website "Template" Creation

• Website URL:
  http://xryu.org (Blank Page)
  
  
• Website description:
  My Dream (which is basically a place to hangout) on my game I play called "Furcadia" mainly, it'll be a chat site, to only "registered" members of my dream, as-well as Guests; when they register, (no need to register an e-mail) If they don't need to, but to prevent spam I need to setup some kind of system for it.
  Also, my hangout place is called Wolf Acres; which would be the site title, as-well.
  
  
• The Structure of my website:
  Homepage, Gallery, Chat (area) for members, Forums, About Us, Contact Me
  
  
• My favorite template designs on Free Website Templates:
  Game Zone Template (P-17), Call of Duty 2 Template (P-22), Movie Company Template (P-22)
  Also, if its possible. Can I have a nature 'foresty" looking background, but able to see the text in the background just fine; maybe a black transparent box over the background? for the text area's
  
  
• Other websites whose design I like:
  I don't have such a list.
  
  
• Preferred colors:
  black and blue (Blue being a color you would be able to see without your eyes getting hurt) and also maybe yellow? but not too bright
  
  
• Notes:
  Maybe a RSS Field, to my forums, or a RSS note how to add "RSS" to my site?, (I'll change the text later on the site after its been created; since I know how to do that much.